by Bryan Wisda, CFP® | Feb 21, 2025 | Relationship Management
If you wouldn’t trust a postcard with your sensitive info, you might want to rethink email… Here’s why. Imagine sending a postcard from your home to a friend in some other part of the country. First, you drop off the postcard at the local post office. One...
by Bryan Wisda, CFP® | Feb 17, 2025 | Advanced Planning, Tax Planning
Healthcare Enhancement for Local Public Safety Retirees Act (HELPS) For retired law enforcement officers (LEOs) and firefighters, tax season brings a unique opportunity to lower taxable income thanks to the Healthcare Enhancement for Local Public Safety Retirees Act...
by Bryan Wisda, CFP® | Dec 24, 2024 | Advanced Planning, Financial Planning, Tax Planning
A common mistake many people make with Roth IRA conversions prior to age 60 occurs when they withhold taxes to pay for the conversion. At Almega Wealth Management, we recommend NOT withholding taxes from the conversion and instead paying the taxes with cash on hand....
by Bryan Wisda, CFP® | Dec 6, 2024 | Advanced Planning, Retirement Planning, Tax Planning, Wealth Transfer
One of the most common questions I receive, as a CERTIFIED FINANCIAL PLANNER™️, from clients is about Roth conversions. With proper planning, converting traditional retirement accounts to Roth accounts can be a powerful tax planning strategy. Let me break down...
by Bryan Wisda, CFP® | Dec 2, 2024 | Advanced Planning, Financial Planning, Retirement Planning, Tax Planning
As the retirement planning landscape continues to evolve, 2025 will introduce a groundbreaking opportunity for individuals aged 60, 61, 62, and 63: the new $11,250 super catch-up contribution for your 401(k). This provision, a game-changer for retirement savers,...
